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The latest from Texas Tech 信贷 Union.

买断点vs. Larger Down Payments: What You Need to Know

了解购买点和较大的首付款如何影响您的购房, empowering homebuyers to make informed financial decisions.

How to save for your first home

If you’re trying to save up for your first home, 遵循这些有用的建议，离成为房主更近一步.

4 tips to help you get the best mortgage rate

If you want to buy your dream home in Texas, these tips will help you find the best mortgage rate possible.

5 steps to buying a house in Texas

Interested in buying a house in Texas? 教育就是一切. Here are five easy steps to take you through the process.

5 tips for saving for retirement

If you want to start saving up for retirement, 遵循这些有用的建议，从度假到日常生活费用，你都可以节省下来.

4 reasons why you should work with a local lender

当地贷款机构对你所在地区的市场有更好的了解，可以提供更个性化的服务. Here are four reasons you should work with one.

What is a certificate secured loan?

证书担保贷款可以帮助借款人提高信用评分，并支付各种费用. 美高梅MGM娱乐.

直接存款的5个好处

There are many benefits of direct deposit, including faster access to cash, 增加了安全性，减少了去当地银行或信用合作社的时间.

借记卡的利弊

Having a debit card makes it easy to withdraw cash & pay bills, but it won’t help your credit score. 学习 about some of the pros and cons of debit cards.

5 ways to improve your credit score

提高你的信用评分可以帮助你获得更好的利率, more flexible terms and lower payments on your loans.

Do medical collections affect your credit score?

医疗收款是决定你信用评分的一个重要因素. 以下是你应该了解的，以及它们如何对你产生长期影响.

买断点vs. Larger Down Payments: What You Need to Know

了解购买点和较大的首付款如何影响您的购房, empowering homebuyers to make informed financial decisions.

VA贷款vs. conventional loan: What's the best choice for you?

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, 而且，要根据你的具体财务状况或生活方式选择合适的产品可能很难. Here is a simple breakdown and comparison of VA-backed loa

我应该为我的抵押贷款再融资吗?

为你的抵押贷款再融资是一个需要深思熟虑和计划的重大决定. Before obtaining a new home loan, 诚实地看待你目前的财务状况是很重要的, the amount of equity in your home, 你目前的月供, 的勒

4 ways to save when 买房

It's no secret 买房 can be expensive. But there are many ways to save money when purchasing a home. 德克萨斯理工大学信用合作社在这里帮助你得到最好的交易，这样你就可以进入你的梦想之家.

Why you should choose a Texas credit union for your auto loan

如果你一直在考虑在德克萨斯州购买新车或二手车, obtaining an auto loan from a credit union may be your best option.

What are the current auto loan rates in Texas?

If you want to purchase a new car, 卡车或SUV, you’ll want to know what the auto loan rates are in Texas. Take a look at current rates now!

Can I qualify for an auto loan with bad credit?

如果你担心由于信用不良而无法获得美高梅MGM娱乐，现在有希望了. 了解你的选择.

Why you should choose a credit union for your auto loan

如果你想买一辆新车，通过信用合作社获得美高梅MGM娱乐可能是你最好的选择. 学习的原因.

Is it easy to qualify for an auto loan with a credit union?

If you’re looking to qualify for an auto loan for a new car, 卡车, 或越野车, a credit union maybe your best option.

什么是免付?

If you’re unfamiliar with the skip-a-pay program, 我们将详细介绍它是什么以及如何在您的信用合作社美高梅MGM娱乐中使用它.

Get pre-qualified before you test drive

Buying a new or pre-owned vehicle can be a complex process. 找到最适合你个人需求和预算的车需要时间, 努力, 耐心, 和研究.

How to get a personal loan in Texas

Getting a personal loan may be easier than you think. 了解如何为重要的生活事件、医疗紧急情况等获得现金.

What can a personal loan be used for?

个人贷款可以让你获得所需的钱来支付一切，从医疗费用到梦想的假期.

Safeguard Your Ride: Understanding Vehicle Protection Options

保护您的投资，并获得安心与车辆保护选项从德州科技信用合作社. 探索GAP保险, multi-shield保护, 延长保修, 信贷生命, 残疾保险.

7 steps to get a VA loan in Texas

你是退伍军人或现役军人，希望在德克萨斯州买房吗? 学习 how a VA loan can help you save.

What are the current FHA and VA loan limits in Texas?

传统贷款、联邦住房管理局贷款和退伍军人事务部贷款都可以帮助你购买梦寐以求的德州住宅. 学习 about these loans and their loan limits here.

5 steps to buying a house in Texas

Interested in buying a house in Texas? 教育就是一切. Here are five easy steps to take you through the process.

How do I qualify for an FHA loan in Texas?

如果你想在德克萨斯州买第一套房子，联邦住房管理局的贷款可能是正确的选择. 学习 about all of the requirements to qualify.

Are there special home loans available for teachers in Texas?

Are you an educator looking to purchase a new home in Texas? 通过“德州英雄之家”项目了解教师可获得的住房贷款.

How does a home equity loan work in Texas?

随着时间的推移，使用房屋净值来支付维修、装修等费用可以帮助房主. Here’s what you need to know about home equity loans in Texas.

Down payment requirements for FHA loans in Texas

If you are going to apply for an FHA loan in Texas, it’s essential to understand the down payment requirements.

7 steps to refinance your mortgage

再融资可以帮助你降低利率，减少月供等等. Follow these steps to refinance your mortgage.

How to save for your first home

If you’re trying to save up for your first home, 遵循这些有用的建议，离成为房主更近一步.

4 tips to help you get the best mortgage rate

If you want to buy your dream home in Texas, these tips will help you find the best mortgage rate possible.

4 reasons why you should work with a local lender

当地贷款机构对你所在地区的市场有更好的了解，可以提供更个性化的服务. Here are four reasons you should work with one.

The Great Debate: Examining the Pros and Cons of Renting vs. 买房

Discover the pros and cons of renting vs. 买房. 根据我们全面的博客文章中的专家建议做出明智的决定. 读到现在.

了解抵押贷款融资的基本知识:首次购房者指南

Are you ready to purchase your first home and become a homeowner? 如果是这样，那么了解抵押贷款的来龙去脉是必不可少的.

让你的钱物有所值:利用最好的利率保证计划

With the Best Rate Guarantee program, 如果你有资格在另一家持牌贷款机构的类似抵押贷款中获得更好的利率, 我们付你1美元,000.

3 ways you can show your money some love

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, 而且，要根据你的具体财务状况或生活方式选择合适的产品可能很难. Here is a simple breakdown and comparison of VA-backed loa

Financial Resolutions for a Thriving 2024

随着新年的到来, 它带来了重新评估和改变我们的财务习惯的绝佳机会.

Ring in the New Year with better financial health

随着我们进入新的一年，是时候看看我们如何改善我们的财务健康了. 无论你是想重新开始还是想要改善你的财务状况, 现在是一个很好的机会来控制你的钱，并养成良好的习惯，这将导致长期的财务

货币市场vs. savings account: Which one is right for you?

Savings accounts are essential in today’s financial climate. 根据“The Ascent”的一份报告，71%的美国成年人拥有某种形式的储蓄账户. 如果你正在努力实现一个特定的财务目标，把你辛苦赚来的钱存入储蓄账户是必要的.

为什么开设货币市场账户应该是你的下一步理财行动

你正在寻找一种投资和增加财富的好方法吗? 如果你想在风险有限的情况下寻求高收益，货币市场账户是一个不错的选择.

3 reasons why you need a savings account

A savings account can offer many financial benefits. 学习的原因 you should open one today.

CD和. money market account: Which is best for you?

正在决定是定期存单还是货币市场储蓄账户? 我们帮助您消除差异，以便您做出最佳决定.

5 tips for saving for retirement

If you want to start saving up for retirement, 遵循这些有用的建议，从度假到日常生活费用，你都可以节省下来.

Get prepared for the holidays with Texas Tech 信贷 Union

假期即将来临，德克萨斯理工大学信用合作社在这里帮助你做好准备! To help you make the most of this holiday season, 我们将分享一些建议和技巧，帮助你度过一个没有压力的假期.

4 tips for creating a strong online banking password

As cybercrime becomes increasingly more common, 使用黑客无法破解的强密码保护你的网上银行账户是很重要的.

保护自己免受诈骗

骗子总是想出新的方法来窃取你的信息. Keep your money safe by identifying the red flags of common scams.

5 ways to protect your financial information

遵循以下网上银行安全提示，保护您的财务信息免受黑客攻击.

Protect yourself from being scammed over the phone

保护您的财务信息是数字银行的重要组成部分, as the looming threat of hacks is only getting worse. 骗子总是想出新的方法来窃取你的个人信息.

How to avoid mobile deposit scams

手机银行比以往任何时候都更受美高梅MGM娱乐，不幸的是小偷们也注意到了这一点. 学习 how you can identify and avoid mobile deposit scams.